1. You Agree to These Terms by Using this Site
Please carefully read these Terms of Use before using https://www.providerschoiceinsurance.com/ (the “Site”), which constitute an agreement between You and Provider’s Choice, LLC (including its affiliated corporate entities, “Provider’s Choice”). Your access to, and use of, the Site is subject to the following Terms of Use and all applicable laws and regulations. Additionally, the Privacy Policy further governs your use of the Site and is a part of these Terms of Use. By accessing and using the Site, you indicate your agreement to these Terms of Use. If you do not accept these Terms of Use, please exit the Site.
2. Use of the Site
You may not link, upload, post or transmit any illegal, obscene, offensive, threatening, false, misleading, abusive, infringing, or otherwise inappropriate material to the Site, and Provider’s Choice reserves the right to remove any such material. You agree to indemnify Provider’s Choice from any damage, loss, cost, or expense that may be incurred by Provider’s Choice as a result of any material you link, upload, post or transmit to the Site.
You are prohibited from using the Site to advertise or perform any commercial solicitation.
Provider’s Choice reserves the right, at its sole discretion, to pursue all of its legal remedies, including, but not limited to the right to review, edit, and delete your postings from this Site and immediate termination of your ability to access the Site and/or any other service provided to you by Provider’s Choice, upon any breach by you of these Terms of Use.
You confirm that any and all answers given by You in Your communication(s) with Provider’s Choice, whether through the Site or elsewhere, are true and correct. You agree that You’ve read, understand, and agree to the Privacy Policy for the Site. Your failure to provide true, correct, and full information to Provider’s Choice may invalidate any insurance policy resultant from those representations. Provider’s Choice is in no way bound to offer to You insurance coverage or enter into any insurance policy with You.
3. Ownership of Content
The Site and all of its contents, including, without limitation, all images and text (“Content”) are owned or licensed by Provider’s Choice unless otherwise noted.
With the exception of images and Content indicated as owned by a third party, you may download and reproduce the Content for informational, non-commercial purposes only, provided that no changes or modifications are made in any way to the Content and that you retain all copyright and other proprietary notices contained in the Content. Your use of any Content, except as allowed in these Terms of Use, without the written permission of the Content owner, is strictly prohibited. You are also advised that Provider’s Choice reserves the right to aggressively enforce its intellectual property rights to the fullest extent of the law. Nothing herein shall be construed as to give you any license to any Provider’s Choice trademark or other intellectual property.
By submitting any content or information, including any suggestions, feedback, improvements, comments, inventions, or other materials, to Provider’s Choice through the Site (if applicable) or to any email address affiliated with Provider’s Choice, you thereby irrevocably assign all rights therein to Provider’s Choice. To the extent a court of competent jurisdiction finds that no such assignment has taken place, you nonetheless grant Provider’s Choice a perpetual, sublicensable, irrevocable, transferrable, universal, fully paid-up license to such content.
4. Disclaimer of Warranties and Limitation of Liability
ALL CONTENT IS SUBJECT TO CHANGE AND IS PROVIDED TO YOU “AS IS” WITHOUT ANY WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. Please note that some jurisdictions may not allow the exclusion of implied warranties, so some of the above exclusions may not apply to you. Without limiting the foregoing, Provider’s Choice neither warrants nor represents that your use of the any Content will not infringe the rights of any third parties nor that the Content will be accurate, complete, or up to date.
The Content provided by Provider’s Choice is not intended to be advice of any kind. A product or service shown on the Site may not necessarily be suitable for You, and Your decision to engage Provider’s Choice for any commercial purpose is solely at Your discretion. You are encouraged to seek independent, third-party advice prior to entering into any such transaction. Any eventual insurance policy issued to You will be governed solely by the terms of that policy, and nothing on this Site shall supersede any terms thereof.
Provider’s Choice makes no representations or warranties that the services provided by the Site will be uninterrupted, error-free, that defects will be corrected, or that the server that makes the Site available is free from viruses or other harmful components.
Provider’s Choice disclaims any responsibility for the content of other sites on the internet that may be linked to the Site. Links to the Site from other websites does not imply approval of or endorsement by Provider’s Choice of the websites, their owners or operators, or the content thereof. The Site may contain links to websites owned or operated by parties other than Provider’s Choice. Such links are provided for your convenience only. Provider’s Choice does not control, and is not responsible for, the content or privacy policies on, or the security of, such websites.
YOUR USE OF THE SITE AND ALL CONTENT IS AT YOUR OWN RISK. NEITHER PROVIDER’S CHOICE NOR ANY OF ITS SUBSIDIARIES, AFFILIATES, OFFICERS, OR DIRECTORS, NOR ANY OF ITS AGENTS OR ANY OTHER PARTY INVOLVED IN CREATING, PRODUCING, OR DELIVERING THE SITE, ARE LIABLE FOR ANY DIRECT, INDIRECT, PUNITIVE, INCIDENTAL, OR OTHER DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH THE USE OF THIS SITE OR CONTENT WHETHER BASED ON CONTRACT, TORT, STRICT LIABILITY OR OTHERWISE, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH DAMAGES.
5. Governing Law and Jurisdiction
These Terms of Use shall be construed and enforced in accordance with the laws of the State of Missouri. Any action to enforce or otherwise related to these Terms of Use shall be brought in the federal or state courts located in the State of Missouri, and you specifically agree to be bound by and subject to the jurisdiction thereof for any such action and agree to a transfer of any such action initiated elsewhere by you thereto.
6. Revision to the Terms of Use
Provider’s Choice reserves the right to change these Terms of Use at any time without notice, and you become bound by any such revised terms upon your access to and use of the Site thereafter.
7. Contact
Issues and comments about this Site may be submitted through the Site contact form.
Provider’s Choice, LLC
13900 Riverport Drive
Saint Louis, Missouri 63043
USA
info@providerschoiceinsurance.com
1.763.290.6385 (TTY 711)
© 2024 Provider’s Choice, LLC
Provider’s Choice, as well as various other trademarks or service marks used herein, are all the exclusive property of Provider’s Choice and/or its affiliated corporate entities and may not be used without advance written permission.